Answers before you link anything.

How Seed’s round-up donations, bank debits, limits and receipts work. The Terms for donors are the full rules.

Getting started

What is Seed?

An app that rounds up your card purchases to the next dollar. Each time your round-ups reach $5, Seed collects them as a donation to the organization you choose.

Can I download it yet?

Not yet. Seed is coming soon to iPhone; Android isn’t available yet. Leave your email and we’ll tell you when it’s ready.

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Who can use Seed?

Adults in the U.S. (18 in most states) who can authorize debits from the bank account they connect.

Is Seed a charity?

No. Seed is the app you give through, made by Aura Laboratories LLC. Your donations go to the organization you choose, and Seed keeps a fee from each one, listed in the Terms.

Terms for donors
Do round-ups count as zakat?

No. Round-ups are voluntary sadaqah. They don’t automatically fulfill a zakat obligation.

Round-ups

How are round-ups calculated?

Each purchase rounds up to the next dollar on its own: $6.14 adds 86¢. A whole-dollar purchase adds nothing.

Try the calculator
Which purchases round up?

Posted purchases on the cards you choose to track. Pending charges count once they post. Transfers, card payments and refunds don’t round up.

Why does a purchase show up late?

Banks share purchases on their own schedule, usually after they post.

What happens to round-ups past $5?

Anything over $5 waits for the next collection.

Can I give round-ups from before I joined?

Yes, if you want to. When you link your cards, Seed asks once whether to give round-ups from earlier purchases as one payment you confirm, or to start from today.

Cards and bank accounts

What does Stripe do, and what does Seed see?

You connect your bank through Stripe, often by signing in on your bank’s own page. Seed never receives your bank login, and Stripe keeps your full account and routing numbers. Seed gets the bank name, the last four digits and the purchases on accounts you track, which it needs to count round-ups. Organizations see none of this.

Privacy policy
Which accounts can I track?

Purchases on the credit cards you turn on. You can link a checking account, but its withdrawals stay in review, because bank data can’t tell purchases from bills.

Does Seed track each card separately?

Tracking is per linked account. Cards that share an account appear together, and you can turn tracking on or off for each one.

Giving controls

Is there a monthly limit?

Only if you set one. A limit caps your donations in a calendar month. The small monthly bank-data charge is added on top, and a past round-ups payment you approve doesn’t count toward it.

Terms for donors
Can I pause or stop?

Yes. While giving is paused in Settings, nothing is collected and purchases don’t round up. You can also unlink a bank, withdraw your authorization or delete your account. A collection already submitted still completes or returns.

Can I change my organization?

Yes, anytime in Settings. The change applies to future collections.

Payments and receipts

When is money taken from my bank?

When your round-ups reach $5, Seed collects $5 by ACH debit. Once a month a debit can include a small bank-data charge, separate from your donation. The Terms list every amount.

Terms for donors
Does Seed keep a fee?

Yes, from each donation. The rest goes to your organization. The amount is in the Terms.

Terms for donors
Does “processing” mean the organization has been paid?

No. A collection in progress isn’t a completed donation yet. Once it completes, the donation is recorded for your organization, which is paid out separately on its own schedule.

What if a payment fails or is returned?

It isn’t a donation, and Seed doesn’t retry it. You’ll be asked to reconnect a bank before giving continues.

Will I get receipts?

Yes. A payment receipt appears in the app once a payment completes, as a PDF you can download or email. It isn’t a tax acknowledgment; those come from your organization, and deductibility depends on the organization and your situation.

Organizations

How are organizations reviewed?

Seed reviews every application before an organization is listed. U.S. nonprofits need a Candid Seal of Transparency, and each organization connects a verified payout account through Stripe.

Can an organization see my purchases?

No. They see donation amounts, dates and status, never your purchases or bank details.

I run an organization. How do we join?

Start on the organizations page.

Seed for organizations

Privacy and security

What does this website collect?

The email list keeps your email and when you joined. Organization accounts keep application and team details. The contact page only opens an email draft.

Privacy policy
How do I delete my account or data?

In the app under Settings, or by email. To leave the email list, write to team@givewithseed.com.

Delete your account